Terms of Use

Last updated September 15, 2026

By using this website you agree to these terms. If you do not agree, please do not use the site.

Informational purposes only

The content on this site is general information about life insurance. It is not insurance, legal, tax, or financial advice, and it is not an offer to sell or a solicitation to buy insurance in any state where Hansen Life Team is not licensed.

Quotes are not coverage

Any rate, premium, or coverage figure shown here or provided by an agent is an estimate. Rates and availability vary by state, carrier, age, and individual underwriting. Nothing is binding, and no coverage exists, until a carrier issues a policy and it is in force with premium paid. Illustrative figures such as "plans from $12/month" reflect the lowest available rate for the healthiest applicants and are not a quote for you.

Licensing

Hansen Life Team is led by Erik Hansen, a licensed life insurance producer (NPN #8403921), and is licensed to sell insurance in Florida, North Carolina, South Carolina, Tennessee, Texas, California, Colorado, Michigan, Ohio, and Wyoming. Policies are underwritten by third-party carriers; we do not underwrite coverage or pay claims. We are not affiliated with, endorsed by, or acting on behalf of any government agency.

Your submissions

You agree that the information you submit through the quote form is accurate and is yours to provide, and that you are at least 18 years old. Your use of the form is also governed by our Privacy Policy.

Intellectual property

The design, text, and marks on this site belong to Hansen Life Team or its licensors. Carrier names are the trademarks of their respective owners and appear only to identify the companies whose products we may shop on your behalf.

Third-party links and services

We are not responsible for the content or practices of carrier or other third-party websites you may reach from here.

Disclaimer and limitation of liability

This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Hansen Life Team is not liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.

Changes

We may update these terms at any time. Continued use of the site after an update means you accept the revised terms.

Questions

Email [email protected] or call (850) 792-8129.